ChatGPT Plus + Claude Pro vs ChatGPT Pro 100
- Stack
- $40/mo
- ChatGPT Pro 100
- $100/mo
Stacking saves $60 a month.
Free AI subscription calculator
AI Chatbot Plan Pricing Calculator: ChatGPT vs Claude vs Gemini
As of October 21, 2026, paid individual plans for ChatGPT, Claude and Gemini cost $4.99 to $500 a month in the US: ChatGPT Plus is $20, Claude Pro is $20 and Google AI Pro is $19.99, and all three have a free tier.
Compare 33 plans from ChatGPT, Claude, Google Gemini, Microsoft Copilot, Perplexity and Grok, cost them out for yourself or a team, and get a plan recommendation. Prices are US prices before tax; local prices vary.
AI chatbot plan prices (as of 2026-10-21)
US prices in USD before tax, from each vendor's own pricing page. Local prices and taxes vary by country.
| Plan | Monthly | Annual (per month) | Models & limits | Features | Source |
|---|---|---|---|---|---|
| ChatGPT FreeFree | Free | — | OpenAI's default GPT modelLimited messages, uploads and images; includes ads |
| ChatGPT Checked 2026-10-21 |
| Claude FreeFree | Free | — | Sonnet and HaikuEveryday use; no Claude Code, Research or Opus |
| Claude Checked 2026-10-21 |
| Microsoft Copilot FreeFree | Free | — | Copilot chatLimited usage with a free Microsoft account |
| Microsoft Copilot Checked 2026-10-21 |
| Grok FreeFree | Free | — | GrokLimited daily Grok use; starter Cursor agent allowance |
| Grok Checked 2026-10-21 |
| Perplexity FreeFree | Free | — | Basic AI modelsLimited daily usage; citations in every answer | Perplexity Checked 2026-10-21 | |
| Google AI PlusIndividual | $4.99 | — | Gemini Flash model2x Free usage; 400 GB storageGoogle One also lists a 2 TB AI Plus plan at $9.99/month. |
| Google Gemini Checked 2026-10-21 |
| ChatGPT GoIndividual | $8 | — | GPT Instant model10x Free's messages, uploads and image creation; includes ads |
| ChatGPT Checked 2026-10-21 |
| Grok (X Plus)Individual | $8 | — | GrokBase usage in Grok and Cursor; X checkmark |
| Grok Checked 2026-10-21 |
| Microsoft 365 PersonalIndividual | $9.99 | $8.33 | Advanced Copilot chatHigher usage than free; includes Office apps and 1 TB storageAnnual price is $99.99/year. |
| Microsoft Copilot Checked 2026-10-21 |
| Microsoft 365 FamilyIndividual | $12.99 | $10.83 | Advanced Copilot chatOffice apps for up to 6 people; Copilot AI for the subscription owner onlyAnnual price is $129.99/year. AI features are for the subscription owner only. |
| Microsoft Copilot Checked 2026-10-21 |
| Perplexity ProIndividual | Not verified | $17 | Choice of top AI modelsMore usage and memory than Free; expanded Computer accessVendor page lists the annual-billing price only; monthly price not verified. |
| Perplexity Checked 2026-10-21 |
| Microsoft 365 PremiumIndividual | $19.99 | $16.67 | Advanced Copilot chatExtensive usage (limits apply); Office apps for up to 6 people, AI for the ownerAnnual price is $199.99/year. Replaced Copilot Pro for new subscribers. |
| Microsoft Copilot Checked 2026-10-21 |
| Google AI ProIndividual | $19.99 | — | Gemini 4 Argon and Gemini Pro4x Free usage; 5 TB storageGoogle advertises annual savings of up to 16%; annual price not listed on the source page. |
| Google Gemini Checked 2026-10-21 |
| ChatGPT PlusIndividual | $20 | — | Latest GPT models, including thinking modelsHigher limits than Go, Codex access; ad free |
| ChatGPT Checked 2026-10-21 |
| Claude ProIndividual | $20 | $17 | Opus, Sonnet and HaikuAt least 5x Free per 5-hour session, plus weekly limits |
| Claude Checked 2026-10-21 |
| ChatGPT Business StandardTeam, per seat, min 2 seats | $25 | $20 | Latest GPT modelsFive-hour usage windows; Codex billed on usage2-seat minimum per OpenAI's help center. |
| ChatGPT Checked 2026-10-21 |
| Claude Team StandardTeam, per seat, min 2 seats | $25 | $20 | Opus, Sonnet and HaikuMore usage than Pro; up to $500/month pooled API credits |
| Claude Checked 2026-10-21 |
| Grok (X Premium)Individual | $30 | — | Grok (SuperGrok benefits)4x Plus usage; includes Cursor Pro and X Premium+ benefits |
| Grok Checked 2026-10-21 |
| Google AI UltraPower user | $99.99 | — | Highest access to Gemini 4 Argon and Gemini ProHigher limits than AI Pro; 20 TB+ storage |
| Google Gemini Checked 2026-10-21 |
| ChatGPT Pro 100Power user | $100 | — | Pro models plus all Plus models5x Plus usage for Codex; not unlimited |
| ChatGPT Checked 2026-10-21 |
| Claude Max 5xPower user | $100 | — | Opus, Sonnet, Haiku, and Fable (up to 50% of weekly limits)5x Pro usage per session; $100/month in API credits |
| Claude Checked 2026-10-21 |
| Grok (X Super)Power user | $100 | — | Grok (SuperGrok benefits)15x Plus usage |
| Grok Checked 2026-10-21 |
| ChatGPT Business PremiumTeam, per seat, min 2 seats | $125 | $100 | Latest GPT models5x a Standard seat, weekly reset instead of five-hour windows; can mix with Standard seats |
| ChatGPT Checked 2026-10-21 |
| Claude Team PremiumTeam, per seat, min 2 seats | $125 | $100 | Opus, Sonnet, Haiku, and Fable (up to 50% of weekly limits)5x a Standard seat; can mix with Standard seats |
| Claude Checked 2026-10-21 |
| Perplexity MaxPower user | Not verified | $167 | Frontier AI modelsHighest usage limits and memory; maximum Computer usageVendor page lists the annual-billing price only; monthly price not verified. |
| Perplexity Checked 2026-10-21 |
| Google AI Ultra 20xPower user | $199.99 | — | Highest access to Gemini 4 Argon and Gemini Pro20x AI Pro usage limits |
| Google Gemini Checked 2026-10-21 |
| ChatGPT Pro 200Power user | $200 | — | Pro models plus all Plus modelsMore usage than Pro 100; allowance reduced for new subscribers in Sep 2026 |
| ChatGPT Checked 2026-10-21 |
| Claude Max 20xPower user | $200 | — | Opus, Sonnet, Haiku, and Fable (up to 50% of weekly limits)20x Pro usage per session; $200/month in API creditsWeb price; mobile app prices may differ. |
| Claude Checked 2026-10-21 |
| Grok (X Ultra)Power user | $200 | — | Grok (SuperGrok benefits)50x Plus usage |
| Grok Checked 2026-10-21 |
| ChatGPT Pro 500Power user | $500 | — | Pro models plus Astra Ultrafast (GPT-6 Astra)Highest included usage of the Pro tiers |
| ChatGPT Checked 2026-10-21 |
| ChatGPT EnterpriseTeam, per seat | Contact sales | — | Latest GPT modelsNegotiated |
| ChatGPT Checked 2026-10-21 |
| Claude EnterpriseTeam, per seat, min 20 seats | Contact sales | — | Fable, Opus, Sonnet and HaikuUsage billed at API rates on top of seats$20/seat/month billed annually plus usage at API rates, 20-seat minimum, so the total depends on usage. |
| Claude Checked 2026-10-21 |
| Perplexity Enterprise ProTeam, per seat | Contact sales | — | Choice of top AI modelsPer-seatPer-seat price not shown on a reachable vendor page. |
| Perplexity Checked 2026-10-21 |
Cost calculator
What will it cost you or your team?
Approximate ECB reference rates from Frankfurter on 2026-10-21. This converts US prices only; vendors set local prices separately, often with tax included.
Cheapest plan that covers everything
ChatGPT Free
$0 per month, $0 per year
- 1. ChatGPT Free$0/mo · $0/yr
- 2. Claude Free$0/mo · $0/yr
- 3. Microsoft Copilot Free$0/mo · $0/yr
- 4. Grok Free$0/mo · $0/yr
- 5. Perplexity Free$0/mo · $0/yr
- 6. Google AI Plus$4.99/mo · $59.88/yr
1 subscription at $4.99 per month
- 7. ChatGPT Go$8/mo · $96/yr
1 subscription at $8 per month
- 8. Grok (X Plus)$8/mo · $96/yr
1 subscription at $8 per month
- 9. Microsoft 365 Personal$9.99/mo · $119.88/yr
1 subscription at $9.99 per month ($8.33 billed annually) · annual billing saves $19.92/yr
- 10. Microsoft 365 Family$12.99/mo · $155.88/yr
1 subscription at $12.99 per month ($10.83 billed annually) · annual billing saves $25.92/yr
- 11. Perplexity Pro$17/mo · $204/yr
1 subscription at $17 per month billed annually · no annual option, monthly price used
- 12. Microsoft 365 Premium$19.99/mo · $239.88/yr
1 subscription at $19.99 per month ($16.67 billed annually) · annual billing saves $39.84/yr
- 13. Google AI Pro$19.99/mo · $239.88/yr
1 subscription at $19.99 per month
- 14. ChatGPT Plus$20/mo · $240/yr
1 subscription at $20 per month
- 15. Claude Pro$20/mo · $240/yr
1 subscription at $20 per month ($17 billed annually) · annual billing saves $36/yr
- 16. Grok (X Premium)$30/mo · $360/yr
1 subscription at $30 per month
- 17. ChatGPT Business Standard$50/mo · $600/yr
2 seats at $25 per seat per month ($20 billed annually) · minimum 2 seats applied · annual billing saves $120/yr
- 18. Claude Team Standard$50/mo · $600/yr
2 seats at $25 per seat per month ($20 billed annually) · minimum 2 seats applied · annual billing saves $120/yr
- 19. Google AI Ultra$99.99/mo · $1,199.88/yr
1 subscription at $99.99 per month
- 20. ChatGPT Pro 100$100/mo · $1,200/yr
1 subscription at $100 per month
- 21. Claude Max 5x$100/mo · $1,200/yr
1 subscription at $100 per month
- 22. Grok (X Super)$100/mo · $1,200/yr
1 subscription at $100 per month
- 23. Perplexity Max$167/mo · $2,004/yr
1 subscription at $167 per month billed annually · no annual option, monthly price used
- 24. Google AI Ultra 20x$199.99/mo · $2,399.88/yr
1 subscription at $199.99 per month
- 25. ChatGPT Pro 200$200/mo · $2,400/yr
1 subscription at $200 per month
- 26. Claude Max 20x$200/mo · $2,400/yr
1 subscription at $200 per month
- 27. Grok (X Ultra)$200/mo · $2,400/yr
1 subscription at $200 per month
- 28. ChatGPT Business Premium$250/mo · $3,000/yr
2 seats at $125 per seat per month ($100 billed annually) · minimum 2 seats applied · annual billing saves $600/yr
- 29. Claude Team Premium$250/mo · $3,000/yr
2 seats at $125 per seat per month ($100 billed annually) · minimum 2 seats applied · annual billing saves $600/yr
- 30. ChatGPT Pro 500$500/mo · $6,000/yr
1 subscription at $500 per month
Contact sales (no public price, not ranked): ChatGPT Enterprise, Claude Enterprise, Perplexity Enterprise Pro
Stack or upgrade?
Two subscriptions vs one higher tier
For 1 person, monthly billing. Two mid-tier plans give you two model families; one top tier gives you much higher limits in one app.
ChatGPT Plus + Claude Pro vs Claude Max 5x
- Stack
- $40/mo
- Claude Max 5x
- $100/mo
Stacking saves $60 a month.
ChatGPT Plus + Google AI Pro vs Google AI Ultra
- Stack
- $39.99/mo
- Google AI Ultra
- $99.99/mo
Stacking saves $60 a month.
ChatGPT Plus + Claude Pro + Google AI Pro vs Claude Max 5x
- Stack
- $59.99/mo
- Claude Max 5x
- $100/mo
Stacking saves $40.01 a month.
5 quick questions
Which AI plan should I buy?
Subscriptions vs API
Chat app plans are not API pricing
This page covers flat monthly subscriptions to the chat apps (chatgpt.com, claude.ai, gemini.google.com and others), with usage limits instead of per-token bills. If you are building software on top of these models, you pay per token through each vendor's API instead; compare those rates with the AI API Pricing Calculator.
Individual plans are for one person each: sharing one login across a team breaks vendor terms, so the calculator counts one subscription per person. Currency conversion is approximate; vendors set local prices separately and many include sales tax or VAT.
Frequently asked questions
How much is ChatGPT Plus?
ChatGPT Plus costs $20 per month in the US as of October 21, 2026. The cheaper ChatGPT Go is $8 per month with ads, and ChatGPT Pro runs from $100 to $500 a month for much higher limits.
How much is Claude Pro?
Claude Pro costs $20 per month ($17 billed annually) as of October 21, 2026. Heavier users can step up to Claude Max 5x at $100 per month or Max 20x at $200 per month.
ChatGPT Plus vs Claude Pro vs Gemini AI Pro: which is better value?
They cost about the same ($20, $20 and $19.99 a month), so pick on fit. ChatGPT Plus is the broadest all-rounder with image generation, Claude Pro is strong for writing and coding with Claude Code included, and Google AI Pro adds video generation, Gemini in Gmail and Docs, and 5 TB of storage. Claude Pro is the only one of the three with a published annual discount.
Is annual billing cheaper for AI subscriptions?
Often, but not always. As of October 21, 2026 the plans with a published annual discount include Claude Pro ($20 vs $17 a month), Microsoft 365 Personal ($9.99 vs $8.33 a month), Microsoft 365 Family ($12.99 vs $10.83 a month), Microsoft 365 Premium ($19.99 vs $16.67 a month). Plans without a published annual price, such as ChatGPT Plus and Claude Max, are billed monthly. Annual plans lock you in for a year, so try monthly first.
What is the cheapest AI chatbot plan for a team?
For a 5-person team on annual billing that needs admin controls, the cheapest plan with a public price is ChatGPT Business Standard at $20 per seat per month ($100 a month in total). Claude Team Standard costs the same. Team plans have minimum seat counts; enterprise plans are quoted by sales.
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